The Secret of Keeping Patience

Most of us Know that Patience is important. But Struggle to actually keep patience. This article unveils to secret to keep patience.

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Why Ratings and Rankings Won’t Work in Most Cases?

Rahul : We are facing a “Problem of Plenty” these days. Thank God, we have ratings and rankings to our rescue.   Niraj : Sorry I didn’t understand clearly. Can you please explain ?   Rahul : Most of us search for the stuff we are looking for, on internet. The moment you try toContinue

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Are We “Robbing Peter and Paying Paul”?

Are We unknowingly penalising someone who is helping us to incentivise someone who is exploiting us ? This article can give you some insights.

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PowerBank and Retirement Planning

Akshay : Oh Come on Niraj, you always keep talking about retirement planning. My Grandparents, Parents never planned their retirement and they managed decently. Why is that I should be required to plan for my retirement ? Niraj (Smiles) : Ok. So do you use a PowerBank Akshay ? Akshay : Yes, of course. It’sContinue

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6 Mistakes to avoid while selecting a Mutual Fund

Most of us tend to choose mutual funds the way we choose a consumption product. This article can help you understand, how this may not be a great idea.

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8 Steps to Investment Planning for the New Financial Year

Lets Start the new Financial Year with some new investment resolutions.

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Your Truth and My Truth !!

Mr. Mehta : XYZ is a fantastic fund. It has given me 21% returns p.a. Mr. Khanna : What are you saying ? I have the same fund, but it has given me only 5% returns. Bank Recurring Deposit (RD) would have been better. Mehta : How long have you been invested in it ?Continue

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Demonetisation and You !!

Writing about the hottest topic could be a difficult job. Many things are already being “analysed” and discussed all around. Since this space is among the favourite platform of its readers for Personal Finance, I will try and keep away from talking about the politicisation of this move. As usual, we will stick to theContinue

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Can Google Answer all your Questions ?

Recently Google Celebrated its 18th birthday and most of us realised that it existed long time before many of us started using it. In fact, most of us have replaced the word “search” with “Google”. Now-a-days, We don’t say, “I searched for it on net”. Instead we say “I googled it”. While I have aContinue

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Let’s Learn to Co-exist!!

I remember an old incidence when I was staying in a hostel. On my day one, when I moved into my room, it was occupied by only one person in a 3-seater room. His stuff was lying all over the room. When I started claiming my space, he became pretty uncomfortable. For once he thoughtContinue

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