Time Time Ki Baat Hai – Part 4

Harish : I don’t know where is my life going these days !! I am just running around all the time. Not getting time for myself or family.   Niraj : Ohh…that’s something serious. Take a deep breath and tell me what happened ?   Harish : I get up in the morning , goContinue reading “Time Time Ki Baat Hai – Part 4”

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PowerBank and Retirement Planning

Akshay : Oh Come on Niraj, you always keep talking about retirement planning. My Grandparents, Parents never planned their retirement and they managed decently. Why is that I should be required to plan for my retirement ? Niraj (Smiles) : Ok. So do you use a PowerBank Akshay ? Akshay : Yes, of course. It’sContinue reading “PowerBank and Retirement Planning”

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Your Truth and My Truth !!

Mr. Mehta : XYZ is a fantastic fund. It has given me 21% returns p.a. Mr. Khanna : What are you saying ? I have the same fund, but it has given me only 5% returns. Bank Recurring Deposit (RD) would have been better. Mehta : How long have you been invested in it ?Continue reading “Your Truth and My Truth !!”

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The Hare Could Win Here !!

This is the story of 2 friends viz Amar and Rakesh. Both were from middle-income family backgrounds. Both joined same company at the same salary level of around Rs. 23,000 p.m. We all have heard the story of a hare and tortoise wherein the hare was fast in the beginning and when he saw tortoiseContinue reading “The Hare Could Win Here !!”

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Time-Time ki Baat Hai – Part 3

“Look Who’s here !! Mr. Desai, Good to see you.” said Mr. Suren Mehta, a retired banker. He was sitting with few other friends, Mr. Ajit Khanna and Mr. Rajat Ghosh, in a park as their daily routine in retirement days. He suddenly saw Mr. Srikant Desai, a retired professional coming towards them, when heContinue reading “Time-Time ki Baat Hai – Part 3”

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Convenience at the cost of Security ?? Bad Deal !!

A few days back, I went to pick up my daughter from her school. The school has a good system wherein whoever comes to pickup the child, has to show the bearer card, so that the teacher knows that the child is being picked up by the authorised person. All of a sudden I sawContinue reading “Convenience at the cost of Security ?? Bad Deal !!”

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Financial Planning for Beginners !!

June is the month, when many campus recruits start with their first job. Sameer Dahane was one of them. While he was excited of a new role, he was equally eager to get his salary so that he can splurge it. On a casual tea-time discussion with Kapil, his senior, he shared his thoughts onContinue reading “Financial Planning for Beginners !!”

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Beware !! Mis-selling Season Ahead !!

After coming back from his vacation, Sidhesh Tulange, a 33 year old Software consultant, logged into his office computer to make the first statement, “Oh No !! I forgot to submit this before going to vacation.” The HR department has reminded him for submission of his tax saving proofs and declarations by 31st Dec. “IContinue reading “Beware !! Mis-selling Season Ahead !!”

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Time-Time ki Baat Hai – Part 2

“Hey Niraj, am back to seek your help again” said Uncle Shrikant to his nephew Niraj Desai. “Completely my pleasure uncle, please tell me, how can I be of help to you.” Said Niraj Shrikant: As you know, my younger son, Aakash is going for MBA to Australia. Niraj: That’s great !! Congratulations Shrikant: PleaseContinue reading “Time-Time ki Baat Hai – Part 2”

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